Care Medical Aid Consultants (Pty) Ltd, also known as CMAC Healthcare Consulting & Financial Services, is an independent South African healthcare consultancy specialising in medical scheme and gap cover. CMAC also offers other related health insurance products

  • Medical Aid
  • GAP Cover
  • Health
  • Insurance
  • Travel
  • Insurance
  • Funeral Cover
  • Short Term
  • Insurance
  • Financial Services
  • Discovery Bank
  • Dental Insurance .


  • Assistance with new enrolments through personal, electronic and/or telephonic assistance and advice to new members on joining a medical scheme.
  • Administrative support with registration of new members, registration or deregistration of dependants, interchanging between benefit options and reconciling of the employer’s group account.
  • Continued support – CMAC’s consultants offer continued support with product membership and claims queries.


  • Dedicated consultants
  • Enrolment of new employees
  • Visit sites as per agreement, as required
  • Claims and membership enquiries
  • Registration of chronic medication
  • Assistance on understanding options, how to utilize benefits
  • Record keeping with monthly updates


  • Set up schedule to conduct on-site information sessions
  • Conduct year-end information sessions to brief and advice employees on new benefit options, amendments to benefit options and subscription structures
  • Record keeping
  • Close relationship with HR Division
  • Verification at end of revision period
  • The stated services will bear no additional cost to members or the employer as CMAC will be remunerated by the medical scheme, based on the registered standard contribution tables as per the fund’s brochures and in line with legislation as published in the Medical Schemes Act 131 of 1998


We are contracted to more than 28 Medical Schemes – GAP Covers – Medical Insurance

Contact Us

086 010 3179

Midas Ave 14/2


Pretoria, Gauteng