The cost of private healthcare has escalated over the years to the point where most people cannot afford to pay for private medical care but must obtain treatment at state healthcare facilities, where quality treatment and advanced medical technology are often below standard or not available. Consequently, it has become essential for people to insure their health cover with a registered medical scheme.

Medical schemes offer members a wide variety of options, ranging from simple hospital plans to comprehensive cover. Options are also available for low-income earners with premiums charged according to income, thus ensuring affordability.